A Calm Step Into the New Year

Hazel Ng, Prudential Assurance

In Touch

A Monthly Curated Newsletter

As we embrace the new year, it may help to remember that the turning of the year doesn’t call for grand plans or perfect routines. Instead, it invites calm, adaptability, and trust in small, consistent steps. The collection of articles gathered here speak about the value of steadiness over speed, flexibility over force, and provides a quiet assurance to just keep going—even without clarity.

Most Resolutions Collapse by February. Here’s the System High Performers Use Instead

If your resolutions fade fast, it’s not a discipline problem. This piece shows how high performers skip rigid goals and build simple weekly systems instead—focusing on identity, small habits, and structure to create change that actually sticks.

Beyond the New Year: How to Turn Family Resolutions into Everyday Rituals

Make family resolutions stick by setting small, realistic, shared activity goals, involving children in planning, focusing on behaviours not outcomes, building connection, and staying flexible—so routines become enjoyable habits rather than abandoned ambitions.

Why humans are surprisingly bad at being happy | Laurie Santos

view video

Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Hazel Ng, Prudential Assurance

WhatsApp Me

unsubscribe

You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Hazel Ng, Prudential Assurance, All rights reserved.

Testimonials and Referral Notes

View the full list

Adeline V. Inflight Trainer

My insurance agent, Hazel Ng, from Penang has and always will go above and beyond customer satisfaction!!! Hazel has been our family insurance agent for the past 8 years and I plan on never leaving Hazel. I personally feel she goes out of her ways to provide exceptional customer service as well as giving competitive quots. Hazel continually displays a professional and kind disposition and Prudential needs to be proud to have her as their agent. Hazel will follow through on any request or question I have in a prompt manner and is so pleasant to deal with. I will highly recommended Hazel Ng to all my contacts. Keep it up Hazel.

Siti Nurhanim

Hazel and I known each other for almost 30yrs now. I just want to say how much I appreciate her efficiency to our needs so quickly especially in urgent matter regarding my health. Choosing the right company to deal with is important but with the right agent is even more important. Should any insurance matter arise, I know I’m in good hands with Hazel and Prudential. Her customer experience had exceeded my expectation. She not only occasionally remind me and my family on how to manage well in our savings, retirement planning and Hibah but also concern about our well-being. Looking forward to keep upgrading my financial plans with her and highly recommend her to others for guidance and advice in financial planning. Once again thank you for everything and thank you in advance for all your hard work till I grow old.

Kalvin Ooi. Deputy CEO

Hazel是一个很专业，在保险业有非常丰富经验的保险代理，同时也很勤劳和负责任。开始接触是因询问她范围以外的其它问题，可是最后她还是帮我解决了。所以Hazel是一位值得信赖值得支持的朋友。😊

Michelle and Family

Hazel is the finest insurance professional I have ever worked with. Unlike most insurance agents and companies they work for, Hazel puts her clients needs first and tailors all her recommendations around those needs and desires. It has been a great experience to work with someone over these years who cares more about my families needs than her commission checks.

Husna Bungsu. Executive

“Excellent, prompt service! The kind of service that has the customer first in mind!”

Mi Lin Moey. Head of Business Development

Hazel is very professional and reliable in her field. She’s caring, thoughtful and always ready to advise and assist, and that makes her clients trust her.