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Hazel Ng, Prudential Assurance

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Hazel Ng, Prudential Assurance
 
 
 
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Testimonials and Referral Notes

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Joanna.

I’ve known Hazel since high school and what always attracted me to her was her honesty and sincerity. Hazel has helped me and my family to safe guard our health interest and is always there when we need additional advise on savings, life insurances and legacy planning. Hazel is very informative and has a good knowledge of her field of business and is able to advise and curate a plan that suits me the best. I really appreciate her hard work and is always looking out for me and my family. Thank you Hazel.

Mdm Lim. Retiree

🌻🌻🌻 A brief testimonial of service given by Ms. Hazel Ng. She is: • Persistent and friendly • Prompt in action and helpful • Patient to explain complicating policy in simple terms • Sensitive not to waste unnecessary time • Resourceful to get compulsory documents done in shortest time possible. • Ever ready and quick to help.

Tze Chen. Engineer

I’m so glad to have Hazel as my insurance agent! She’s highly knowledgeable and professional on giving advice and recommendations based on my situation and needs. Whenever have any question or help needed, she’ll always be there to help. Thumbs up for the service Hazel

Helen Oppenheim. Retiree

"Hazel is knowledgeable, helpful, polite and professional. She answers my questions promptly and in a professional manner. I am impressed with Hazel's attitude and high level of customer service. Prudential obviously train their employees to a high standard so as to prepare them in answering customer questions and dealing with the general public in a thoughtful, caring and compassionate manner."

Kalvin Ooi. Deputy CEO

Hazel是一个很专业,在保险业有非常丰富经验的保险代理,同时也很勤劳和负责任。开始接触是因询问她范围以外的其它问题,可是最后她还是帮我解决了。所以Hazel是一位值得信赖值得支持的朋友。😊

Sean Tham and family. Auditor

Hazel is my sister's BFF and I got to know her obviously from my sister. Hazel was a great help for me and my family overall insurance need. She is a good insurance advisor constantly follow up and do policy review with us especially when there's a change in our lifestyle. Thank you for your prompt attention, great and friendly service to us. It is much better dealing with professional like you. Last but not least, would like to thank you for being an amazing Insurance Advisor!