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Hazel Ng, Prudential Assurance

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Hazel Ng, Prudential Assurance
 
 
 
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Testimonials and Referral Notes

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Pauline Das. Cabin Safety Specialist

What a small world Hazel and I were ex-colleague from Singapore Airline and now my insurance agent. Hazel has made me understand insurance and how it can best help my needs. Hazel is a caring person and brings that smile to a person when recently she ordered frozen food and a lovely chocolate cake which was delivered to me as i am residing in KL away from my family during MCO and made me feel important and she values her client. Hazel informs me from time to time on the latest updates by Prudential to ensure I am equipped with all the information and happenings. Keep up the great work Hazel in continuing to give solutions to make life a little easier and brighter.

Helen Oppenheim. Retiree

"Hazel is knowledgeable, helpful, polite and professional. She answers my questions promptly and in a professional manner. I am impressed with Hazel's attitude and high level of customer service. Prudential obviously train their employees to a high standard so as to prepare them in answering customer questions and dealing with the general public in a thoughtful, caring and compassionate manner."

Adeline V. Inflight Trainer

My insurance agent, Hazel Ng, from Penang has and always will go above and beyond customer satisfaction!!! Hazel has been our family insurance agent for the past 8 years and I plan on never leaving Hazel. I personally feel she goes out of her ways to provide exceptional customer service as well as giving competitive quots. Hazel continually displays a professional and kind disposition and Prudential needs to be proud to have her as their agent. Hazel will follow through on any request or question I have in a prompt manner and is so pleasant to deal with. I will highly recommended Hazel Ng to all my contacts. Keep it up Hazel.

Siti Nurhanim

Hazel and I known each other for almost 30yrs now. I just want to say how much I appreciate her efficiency to our needs so quickly especially in urgent matter regarding my health. Choosing the right company to deal with is important but with the right agent is even more important. Should any insurance matter arise, I know I’m in good hands with Hazel and Prudential. Her customer experience had exceeded my expectation. She not only occasionally remind me and my family on how to manage well in our savings, retirement planning and Hibah but also concern about our well-being. Looking forward to keep upgrading my financial plans with her and highly recommend her to others for guidance and advice in financial planning. Once again thank you for everything and thank you in advance for all your hard work till I grow old.

Ken Orest Kitzerow. Managing Director

I know Hazel already from her entrepreneur times, when I was impressed by her organisation skills and her positive and motivating energy. Today, she is - despite her extremely tight time schedule - a very helpful and empathic woman, who is always there for you without any hesitation, when you need her. She works on a very high professional level and convinces with her honesty and trustworthiness. This power woman and mother of precious 2 is one of the best examples, how you can handle children, family and career all in a marvellous way, and still spreading positive energy!

Mdm Lim. Retiree

🌻🌻🌻 A brief testimonial of service given by Ms. Hazel Ng. She is: • Persistent and friendly • Prompt in action and helpful • Patient to explain complicating policy in simple terms • Sensitive not to waste unnecessary time • Resourceful to get compulsory documents done in shortest time possible. • Ever ready and quick to help.