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Hazel Ng, Prudential Assurance

In Touch

A Monthly Curated Newsletter

As the world enters a recession, the upcoming year can pose a challenge for many due to increasing economic uncertainty, and the natural fears surrounding it. In this issue, we look at some trends and possible actions that can help us become more emotionally and financially resilient to not just ride out the challenges, but rise above them. I hope this gives us hope.

How to Be Happy in a Recession

Recession begets misery, which makes for more economic bad times. You naturally make the pattern worse by following your loss-aversion instincts. Although you probably can’t break the global economy out of this feedback loop, you can break yourself out of it. Start with the following three practices.

 
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Here are 8 ways to bulletproof your finances ahead of a likely recession in 2023

5 personal finance experts here give tips on how to protect your finances. Their recommendations include building up an emergency fund, trimming your regular spending and up-skilling

 
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How to Stay Optimistic During Hard Times

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Hazel Ng, Prudential Assurance
 
 
 
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Testimonials and Referral Notes

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Michelle and Family

Hazel is the finest insurance professional I have ever worked with. Unlike most insurance agents and companies they work for, Hazel puts her clients needs first and tailors all her recommendations around those needs and desires. It has been a great experience to work with someone over these years who cares more about my families needs than her commission checks.

Puan Zenubia

Hi all. Getting insurance for yourself and your loved ones is of course a good thing. But when coupled with an agent that answers your calls, responds to queries and helps you anyway they can, it makes the whole experience stress free and pleasant. I consider myself very lucky to have Hazel as my agent and for the past three years, she has proven herself reliable and trustworthy not only to me but also my three daughters. She is always cheerful and aims to please and we are all very happy with her services and friendship. Thank you, Hazel.

Helen Oppenheim. Retiree

"Hazel is knowledgeable, helpful, polite and professional. She answers my questions promptly and in a professional manner. I am impressed with Hazel's attitude and high level of customer service. Prudential obviously train their employees to a high standard so as to prepare them in answering customer questions and dealing with the general public in a thoughtful, caring and compassionate manner."

Ken Orest Kitzerow. Managing Director

I know Hazel already from her entrepreneur times, when I was impressed by her organisation skills and her positive and motivating energy. Today, she is - despite her extremely tight time schedule - a very helpful and empathic woman, who is always there for you without any hesitation, when you need her. She works on a very high professional level and convinces with her honesty and trustworthiness. This power woman and mother of precious 2 is one of the best examples, how you can handle children, family and career all in a marvellous way, and still spreading positive energy!

Siti Nurhanim

Hazel and I known each other for almost 30yrs now. I just want to say how much I appreciate her efficiency to our needs so quickly especially in urgent matter regarding my health. Choosing the right company to deal with is important but with the right agent is even more important. Should any insurance matter arise, I know I’m in good hands with Hazel and Prudential. Her customer experience had exceeded my expectation. She not only occasionally remind me and my family on how to manage well in our savings, retirement planning and Hibah but also concern about our well-being. Looking forward to keep upgrading my financial plans with her and highly recommend her to others for guidance and advice in financial planning. Once again thank you for everything and thank you in advance for all your hard work till I grow old.

Pamela Khoo. Premier Relationship Officer

Hazel has been an amazing friend-cum-agent. She keeps me updated on new products or product enhancements. She is attentive, approachable,  knowledgable and most of all, she is a person I can always count on. She genuinely cares and she's a rare gem! I'm so thankful and blessed to have her look after me and my family.